ADDITIONAL COVERAGES AVAILABLE
COURSE OF CONSTRUCTION (COC)
Course of Construction (COC) or Builder's Risk insurance is coverage meant to protect property owners while renovating or building from the Ground-Up. Can be written on ISO DP1 or DP3.
- Ground-Up Construction or Renovation on existing home
- Residential Course of Construction for construction projects with completed values up to $5,000,000 TIV
- Property Coverage for property owner Standard ISO DP policy forms Basic or Special Form
- 3, 6, 9, or 12 month terms
- Premises Liability up to $1,000,000 available
- PC 1-7
- Vandalism & Malicious Mischief , Theft of building materials available
- Contractor required to maintain CGL insurance
vacant homes
Whether you’re waiting for a home to sell or looking for the right tenant, owning a vacant property comes with special risks. In fact, some insurers won’t cover them at all. We offer ISO DP1 or DP3 coverage.
- Owner and Tenant occupied
- Short Term, Seasonal, Secondary, Vacation Rentals, and Condos all available
- Named Insured – Individual, LLC, Trust or Corporation
- 3, 6, 9, or 12 month terms
- Package (property and liability) or Mono-line Property and Multi Location capability
- ISO Residential forms DP1 & DP3
- Special Form and Broad Theft available
- Replacement Cost Available up to 50%
- Increased Building Ordinance available up to 50%
- Coverage A (Dwelling) minimum limit of $100,000
- Premises Liability available up to $1,000,000
- CA, WA, OR, and NV available
