Dwelling Fire

Best suited for a residential property rented to others, up to 4 Units. Coverage available for Building, Other Structures, Personal Property, Loss of Rents and Premises Liability. Can be written on ISO DP1 or DP3 Form.

  • Owner and Tenant occupied
  • Short Term, Seasonal, Secondary, Vacation Rentals, and Condos all available
  • Named Insured – Individual, LLC, Trust or Corporation
  • Package (property and liability) or Mono-line Property and Multi Location capability.
  • ISO Residential forms DP1 & DP3
  • Special Form and Broad Theft available
  • Replacement Cost Available up to 50%
  • Increased Building Ordinance available up to 50%
  • Coverage A (Dwelling) minimum limit of $100,000
  • Premises Liability available up to $1,000,000
  • CA, WA, OR, and NV available
DWELLING RENTED TO OTHERS DP1 OR DP3

Limits: $100,000 to $10,000,000 (DP3) – higher limits available

CONDOS RENTED TO OTHERS HO6

Limits: $10,000 to $10,000,000 – higher limits available

STERLING DP3 INCLUDED COVERAGES
  • Special Form
  • Broad Form Theft
  • 10% Extended Replacement Cost (excluding HO6)
  • 10% Ordinance or Law Coverage
  • $500 Fire Department Service Charge
  • $100,000 CPL
  • $1,000 Medical Payments to Others

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