Sterling Prime Protection
With many years of experience insuring private collections, we know that one size doesn’t fit all. That’s why complete flexibility and ease of use were our priorities when we created Sterling Prime Protection.
We provide flexible underwriting solutions to individuals or trusts owning collectible items. Our Sterling Prime Protection form includes:
- Fully comprehensive all risks of physical loss or damage cover, including accidental damage
- Automatic cover for new acquisitions up to 25% of collection value
- Defective Title coverage
- Fakes and Forgeries coverage
items covered:
- Guns (excluding gun liability)
- Jewelry
- Wine
- Musical Instruments (non-professional)
- Furniture
- Ski Equipment
- Furs
- Prosthetic Limbs
- Cameras
- Hearing Aids
- Silverware
- Billiard Tables & Gaming Machines
- Golf Clubs
- Coin & Stamp Collections
- Dirt Bikes
- Sports & Movie Memorabilia
Worldwide coverage:
Coverage applies anywhere in the world. When clients are on vacation, items such as jewelry and cameras are covered.
REplacement cost coverage:
We’ll pay the cost to repair or replace clients’ property, without deduction for depreciation. The policy insures against theft and accidental direct physical damage to covered property with only a few limitations and exclusions.
Deductible:
Generally there is no deductible, although deductibles are available if desired.
CoverAGE:
Minimum Value: $50,000 any one collection in the US, Canada and the Caribbean.
Capacity: US $10M any one collection/any one location.
LSI’s unique service and expertise – backed by Non Admitted A.M. Best rated A+
At LSI we pride ourselves on our specialist underwriting service for private collectors.
