| Coverage Highlights |
Included Coverages |
Optional Coverages |
| All Risk Personal Property |
YES |
|
| Extended Replacement Cost (HO3 only) |
10% |
25% / 50% |
| Replacement Cost Contents |
YES |
|
| Increased Fire Department Services Charge |
$1,000 |
|
| Increased Special Limits of Liability |
YES |
|
| Limited Mold Coverage |
$5,000 |
up to $25,000 |
| Lock Replacement Coverage |
$1,000 |
|
| Loss Assessment |
$5,000 |
up to $50,000 |
| Ordinance or Law |
10% |
25% / 50% |
| Personal Injury |
YES |
|
| Water Back Up |
$5,000 |
$25,000 |
| CPL (AI endorsements available) |
$100,000 |
$1,000,000 |
| Water Liability |
$300,000 |
$500,000 |
| Animal Liability |
$50,000 |
$100,000 |
| Medical Payments |
$5,000 |
up to $25,000 |
